Kids are expensive. Full stop.

No matter your level of frugality, it¡¯s certainly costlier to have kids than to opt to be child-free. And yet, there¡¯s a particular kind of societal pushback in the U.S. when you attempt to speak bluntly about the financial concerns of having children. The prevailing retort: ¡°Oh, you¡¯ll figure it out.¡± While not entirely untrue, there¡¯s a difference between feeling a new pinch in your monthly budget and finding yourself unable to afford what was previously considered comfortable.

It¡¯s neither selfish nor self-indulgent to be pragmatic about the potential cost of conceiving, birthing and raising a child. It¡¯s expensive under ideal conditions, not to mention the tens of thousands it can cost couples who are experiencing fertility struggles. It¡¯s certainly not selfish to opt out of parenthood in part because it¡¯s likely your overall quality of life would decline based on what would be affordable for you.