Donald Gadson and his wife had been meaning to sort out their financial affairs when she died after a sudden illness ¡ª plunging the family and their century-old Philadelphia home into legal limbo.

Five years on, Gadson recently got matters in order with help from a legal aid organization, ensuring that the family home, which had been in his wife¡¯s name, will eventually pass to his two sons.

¡°A home is a place where you can start building wealth ¡ª because it¡¯s something stable, something you know,¡± said 62-year-old Gadson.