Japan offers some of the best tax-advantaged investment plans around, particularly if you¡¯re investing for retirement. What¡¯s more, the government is now planning to expand the Nippon Individual Savings Account (NISA) program to allow parents to start investing tax-free on behalf of their children.
Details are not yet final, but plans indicate a contribution limit of ?600,000 per year and ?6 million in total, using the NISA¡¯s tsumitate (reserve) quota for monthly contributions to designated mutual funds. Withdrawals would be allowed after the child turns 12.
If you¡¯re wondering how to set your child up for financial success, here¡¯s some tried-and-true wisdom to start 2026 off on the right fiduciary foot.
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